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Representative Example: The representative rate is 12% APR (fixed) so if you borrow £7,500 over 3 years at a rate of 9.76% p.a.(fixed) plus an arrangement fee of 4.8%, you will repay £246.91 per month & £8,888.76 in total.Peer-to-peer lenders will let you check on rates without it impacting your credit score.That's a good way to check on an interest rate amount.You may still be able to get a loan to consolidate your debts even if you have bad credit.

(fixed) plus an arrangement fee of 2.9%, you will repay £353.11 per month & £8,474.64 in total.

This simplifies your bill-paying process each month plus reduces the total amount you owe to your creditors.

No matter what type of debt consolidation loan option you’re looking into, it is important to understand how to consolidate debt.

Do you feel like your life is on hold because you’re trapped by all your debt payments? Consolidating your debt could be the answer you’re looking for.

It can help lower your monthly payments and get you out of debt faster so you can be in the driver’s seat of your own finances.

Representative Example: The representative rate is 12.2% APR (fixed) so if you borrow £7500 over 5 years at a rate of 9.78% p.a.

(fixed) plus an arrangement fee of 5.7%, you will repay £167.59 per month & £10,055.54 in total.

Having less than perfect credit shouldn't stop you from receiving the benefits of consolidating your debts.

That's why P2P Credit offers bad credit debt consolidation loans to those who have poor to average credit.

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